Personal Finance

Savings for Multiple Goals Saving is extremely crucial.  If you are not sure what kind of saving you should have,  here is a list of the savings funds you can consider and begin your saving journey. 1. Emergency Saving Fund   An emergency fund is a money that you set aside for other savings. The fund […]

How to Save Manage & Handle Financial Stress? When you are under stress financially, it could make saving extra challenging! Many studies have shown that stress restricts your ability to make a good decision and directly connects to your bad decision-making habits. To save money effectively, first, you need to have a mitigation plan to […]

How to Save Money with Your Friends & Family Let’s SAVE together! If you’re more motivated when others do it together with you, here are some ways you can motivate yourself and your friends to save money. 1. Make plans for after the saving  A fantastic way to keep someone motivated to save is to […]

How to reduce Spending  We often neglect our spending even when we are saving. Managing your spending is equally important as saving. It’s essential to develop good spending habits to help you save more effectively. Here are ways for you to reduce your spending. 1. Lower Your Housing Expenses  One of your most significant expenses […]

How to Save Money Post-Pandemic  During the pandemic, many of us had altered our lifestyle, our spending and our saving habit.  Here are ways you can save money post-pandemic  1. Refrain from Returning to Bad Habits  During the pandemic, many of us had started awful spending habits such as getting excessive amounts of groceries, ordering […]

4 Ways to Communicate Effectively  Communication is a skill that allows us to interact and convey our thoughts, feelings and ideas with another person.  Here are 4 ways you can improve your communication skills to become an effective communicator. 1. Be an engaged listener: Effective communication involves active listening. Many might think that improving communication […]

Saving Money: Shopping Habits  When it comes to saving money, Holidays can get a little tricky. Here is some ways you can save. Buy in bulk:  Buy your daily used item in bulk at wholesale stores. Buy bulks during huge sales such as (black Friday sales, 11.11, etc)  Shop secondhand: Explore eBay, thrift stores, etc, […]

Saving Money in Your Daily Life When it comes to saving money, your day-to-day expenses make a huge difference! Here is some way you can start! Set a monthly Budget: Use spreadsheets, budget software, or old-fashioned pen and paper to plan incoming deposits and outgoing expenses. Once you have Set your budget goal make sure […]